About

About Joseph P. McClelland

Consumer protection attorney representing clients nationwide in Fair Credit Reporting Act cases

Fighting for Consumers Across America

Consumer attorney Joseph McClelland represents clients nationwide who have been mistakenly reported deceased, clients whose credit files have been mixed up with another person, and clients facing other credit reporting errors under the Fair Credit Reporting Act.

With more than 20 years of legal experience and hundreds of FCRA cases litigated throughout his career, Attorney McClelland brings proven courtroom experience and deep knowledge of credit reporting law to every client’s case. His track record of taking on powerful adversaries—from brutal foreign governments to multinational corporations—demonstrates the tenacity he brings to fighting credit reporting agencies on behalf of consumers.

A Career Built on Fighting for Justice

Attorney McClelland’s legal career began with a commitment to human rights. He started by fighting for human rights, prison reform, and judicial reform abroad, demonstrating his dedication to justice from the very beginning of his career. This foundation in protecting the vulnerable and challenging powerful institutions would shape his entire legal philosophy.

His legal background includes time at the prestigious international law firm King & Spalding, where he honed his skills in complex litigation before establishing his own law practice. Throughout his career, he has worked on some of the most significant cases in recent history, including one of the largest settlements in U.S. history and cases involving foreign governments.

His experience fighting against brutal foreign governments and handling complex international legal matters has prepared him to tackle even the most challenging credit reporting cases. When you’re facing the massive bureaucracies of Equifax, Experian, and TransUnion, you need an attorney who isn’t intimidated by powerful adversaries—and Attorney McClelland has spent his career taking on exactly those kinds of opponents.

Nationally Recognized Legal Expertise

Attorney McClelland’s work has gained national recognition, with recent quotes and features in major media outlets including Martha Stewart LivingBest CompanyInvestopediaYahoo, and appearances on NBC News.

Experience That Makes the Difference

What sets Attorney McClelland apart is not just the breadth of his experience, but the depth of his expertise in consumer protection law. With hundreds of FCRA cases litigated, he understands every nuance of credit reporting law—from the technical requirements of proper dispute procedures to the emotional and financial devastation these errors cause his clients.

He has handled cases involving all three major credit reporting agencies and knows their systems, their tactics, and their vulnerabilities. This insider knowledge, combined with his international litigation background, makes him uniquely qualified to maximize compensation for his clients.

Attorney McClelland’s practice focuses on three main types of credit reporting errors:

Deceased Credit Reporting: When credit bureaus mistakenly report living consumers as deceased, destroying their credit and financial lives in an instant.

Law Firm of Joseph McClelland’s work on being mistakenly reported as deceased on our main site here.

Mixed Files: When credit bureaus merge information from two different people, contaminating credit reports with someone else’s negative information.

Mixed Credit File Attorney

Other FCRA Violations: Including improper dispute handling, failure to investigate, and continued reporting of inaccurate information after notification.

Comprehensive Legal Background

Bar Admissions

  • New York State Bar
  • Georgia State Bar

Languages

  • Spanish
  • French
  • Russian

Education

  • J.D. – Loyola New Orleans University School of Law (2000)
  • B.A. – Georgia Southern University (1997)

International Studies

  • Institution Saint-Louis, France
  • Wadham College, England
  • Academy of Economics and Law, Russia
  • University of Amsterdam, Netherlands

Specialized Legal Certificates

  • Certificate of Comparative Law – Loyola University
  • Certificate of Russian Law – San Diego School of Law
  • Certificate of European Law – Tulane School of Law
  • Named Advocate – National Institute of Trial Advocacy

Professional Experience

  • Center for the Protection of Human Rights, Moscow
  • King & Spalding, LP
  • Jackson & Hardwick
  • Fears, Turner & Lawrence, LP

Your Advocate in Credit Reporting Disputes

When credit reporting agencies make errors—and they do—the consequences are real. From loan denials to higher interest rates that cost you thousands of dollars, these mistakes make life harder. Attorney McClelland understands that these aren’t just paperwork problems to you; they’re attacks on your financial future and peace of mind.

Whether you’ve been incorrectly reported as deceased, your credit file has been mixed with someone else’s, or you’re facing other credit reporting errors, Attorney McClelland has the experience to fight for your rights and get you the compensation you deserve.

With a career built on standing up to powerful adversaries and a practice focused exclusively on consumer protection, Attorney McClelland brings both the expertise and the determination needed to take on the credit reporting agencies. He doesn’t just understand the law—he understands what you’re going through, and he’s committed to making it right.